Financial Summary
Financial Summary

L B Finance is a strong financial institution by any measure. This is a fact of which we are understandably proud and a heritage which we will continue. Strong net worth and steady profitability are a part of our heritage and our future. As we continue to achieve these financial measurements of success, we will continue to grow in a manner which allows us to serve our clients with convenience and competitive products.

 

The detailed breakdown of the Share Capital Structure of LBF as at date is given below:

 

Authorised: Rs. 250,000,000 divided into 25,000,000 250,000,000.00

 

( Ordinary Shares of Rs. 10/- each.)

 

Issued: 13,500,000 Ordinary Shares of Rs. 10/- each 135,000,000.00

 

( issued and fully paid-up )

 

In order to achieve its objective LBF is presently engaged in accepting Fixed Deposits, issuing Certificates of Deposit, providing finance and operating lease facilities, hire purchase facilities, loan facilities, issuing guarantees, trade finance facilities, pawn broking and real estate development.

 

12 Months
31.03.2013
Rs.’000s
12 Months
31.03.2012
Rs.’000s
Results of Operations
Gross Income 11,166,449 7,937,072
Net Profit Before Income Tax 2,526,560 2,438,112
Income Tax on Profits 823,895 724,118
Net Profit 1,706,790 1,656,233

Financial Position
Total Assets 54,222,859 42,638,405
Total Shareholders’ Equity 5,328,601 3,968,097
Market Capitalization 9,190,000 9,343,000

Information Per Ordinary Share
Earnings - Basic (Rs.) 24.58 24.75
Net Assets Value (Rs.) 76.94 57.30
Market Value at the end of the period (Rs.) 132.70 134.90
Price Earnings (times) - Ordinary shares 5.40 5.45

Profitability Ratios
Return on Average Assets (%) 3.52 4.83
Return on Average Shareholders’ Funds (%) 36.63 52.08

Efficiency Ratio 48.23 40.98
Interest Spread 10.57 11.46
Net Interest Margin 10.42 11.84

Island wide Operation
Number of Branches 89 65
Number of Pawning Centers 37 47


Debenture 2013

 

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